Loan Rates
| Type of Loan | Term | APR* |
|---|---|---|
| New Vehicles & Motorcycles Model Year 2020-2024 |
Up to 84 Months | 4.49% – 12.49% |
| Older Used Vehicles & Motorcycles
Model Year 2015-2019 |
Up to 72 Months | 6.49% – 13.49% |
*APR = annual percentage rate. Rate based on creditworthiness. A vehicle value is based on msrp or by a source approved by the credit union.
All rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions
Payment example: $22,000.00 loan for 72 months at 2.49%* will result in a monthly payment of $329.29.
| Type of Loan | Term | APR* |
|---|---|---|
| Signature (Unsecured) | Up to 60 Months | 9.99% – 17.99% |
| Vehicle Non–Purchase | Up to 60 Months | 6.49% – 13.49% |
| Share Secured Loan | Up to 60 Months | 6.00% |
*APR = annual percentage rate. Rate based on creditworthiness.
Payment example: $1,000.00 loan for 12 months at 9.99%* will result in a monthly payment of $87.92.
Savings Rates
| Share Type | Minimum Balance to Earn Dividend | Dividend Rate 3 | APY 1 |
|---|---|---|---|
| Share Savings | $500.00 | 0.05% | 0.05% |
Individual Retirement Rate
| Share Type | Minimum Balance to Earn Dividend | Dividend Rate 3 | APY 1 |
|---|---|---|---|
| Individual Retirement Accounts (IRA) |
$100.00 | 0.45% | 0.45% |
¹APY = Annual Percentage Yield. Fees could reduce the earnings of the account.
²Rates are subject to change quarterly as determined by the Credit Union Board of Directors.
Last updated 12/22/2021. Dividends are calculated using the average daily balance and are paid and compounded quarterly.
Dividends are not paid on accounts closed before the end of the quarter.
Dividends are not paid on accounts closed before the end of the quarter. Fees could reduce the earnings of the account.
Certificate Rates
Rates effective 9/30/2022
| Share Certificate Term | Minimum Balance to Earn Dividend | Rate 4 | APY 1 |
|---|---|---|---|
| 12 Months | $500.00 | 1.25% | 1.256% |
| 24 Months | $500.00 | 1.75% | 1.761 |
| 36 Months | $500.00 | 2.00% | 2.015% |
¹APY = Annual Percentage Yield. Fees could reduce the earnings of the account..
⁴Dividends for all accounts are accrued and paid quarterly. Dividends are paid from current earnings and are declared by the Board of Directors each dividend period. Accounts closed prior to the dividend posting will forfeit all accrued dividends. Rates are subject to change without prior notice.